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Drawing your benefits if you left before 1 April 1998

If you are under 55:

We will write to you about 6 weeks before your 55th birthday to give you details about the option of drawing your deferred benefits from that date.

Please be aware though, early retirement reductions will normally apply, since you would be choosing to draw your benefits before your normal pension age - in most cases this is 60.

If you don’t choose to draw these deferred benefits at 55, you will have to wait until your normal pension age to do so, and we will write to you about that just beforehand.

If you are already 55 or over:

Sorry, you don’t currently have the option to choose to draw these deferred benefits early, so you must wait until your normal pension age - in most cases this is 60.

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