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Deferred - normal payment process map

To find out more about the stages involved in drawing your deferred benefits normally, click on each 'station' along the lineā€¦

Deferred - normal payment

Contact

Station - representing a step in the process

If you left before April 2014, we will write to you 4-6 weeks before your 60th birthday about drawing your benefits

If you left from April 2014, you can ask us to pay your benefits any time from age 55

Accept

Station - representing a step in the process

If you want to go ahead please send us:

  • Birth certificate
  • Marriage certificate
  • Proof of address
  • Details of other pensions

Lump sum

Station - representing a step in the process

We will pay your lump sum close to your retirement date (as long as we receive your papers in time)

Pension

Station - representing a step in the process

We will pay your pension on the last banking day of the month

Please note: If you draw your benefits before your normal pension age, early retirement reductions will normally apply

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