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Life cover

When someone dies, there are several possible types of benefits we can pay out. These are:

Lump sum life cover

How much of a lump sum you are entitled to if you die during or after membership.

Spouse's pensions

The amount of pension your spouse will receive if you die.

Civil partner's pensions

The amount of pension your civil partner will receive if you die.

Children's pensions

How much a dependant child will receive if you die.

Partner's pensions

How much eligible partners will receive if you die.

The amount and type of benefits we will pay depends on various things - how long you have been a member, whether you have dependants, and whether you...

  • currently pay into the scheme
  • have benefits on hold (deferred benefits)
  • draw a pension from us

Information about nominating who you want your lump sum to go to

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