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Early retirement factors

If you choose to retire early (before your normal pension age) reductions may apply to all, or part of your pension, as it's being paid for longer.

Years earlyPension reductionsLump sum reductions
00%0%
15.1%2.3%
29.9%4.6%
314.3%6.9%
418.4%9.1%
522.2%11.2%
625.7%13.3%
729.0%15.3%
832.1%17.3%
935.0%19.2%
1037.7%21.1%
1141.6%N/A
1244.0%N/A
1346.3%N/A

Created by Clay10 Creative